Full Transcript
Have you been hearing good things about Erie Insurance from family, friends, or even neighbors? Your auto rates are going up and you would like to get an Erie Insurance Auto quote. How do you go about doing that? Can you get a quote online directly from Erie? Can you call any local agent to get a quote? This blog will help answer those questions and provide some helpful tips to get the best quote for you.
1 ) Find An Agent
Erie Insurance operates in 12 states, with Pennsylvania being one of them. That means if you live in Lancaster PA, you will be able to find an agent that works with Erie Insurance. Unlike Geico and Progressive, Erie does not provide quotes and policies directly to consumers. This means that you cannot go to their website and obtain a quote. They only write through independent insurance agents and only select independent agents. The best way to find an agent that represents Erie insurance in Lancaster PA is to Google “Erie agents near me” or to go to Erie’s website and use their “agent finder” feature.
After you develop a list of Erie insurance agents, it is important to pick the one that is the best for you. Some of the factors to consider when choosing an agency are; first location. You may want to work with an agent that has an office near your home. This makes it easier to set up in-person appointments, make payments, and discuss claims. Another helpful tool is the agency’s google reviews. These reviews are unedited and direct from their customer’s mouths. They are a great way to learn how their current customers feel about doing business with them. It is important to take both the number of reviews into consideration along with the quality of the reviews. Lastly, check out their website. There you can learn more about the agents you will be working with and what the values are of the agency.
2) Pick an agent and reach out
The second step is straightforward, but you will need to pick and reach out to the Erie Insurance Agent. After you assess the different agencies in Lancaster, using the tricks we discussed in step one, you will need to pick an agent to work with. It is important to know that going to multiple Erie agents will not benefit the pricing. All Erie insurance agents will provide the same auto quote premium. The only price differences will be the coverage variations.
Once you have an agent, the next step is to simply reach out to them. All it takes is a call or email stating that you would like to get an Erie insurance auto quote. With today’s technology, the quote can be done over the phone, but even better is a face-to-face meeting. You could stop by when you have a free second, but we recommend contacting the Erie agent to schedule a time to come in. This ensures that you will not have to wait and the agent will be ready to help.
3) What information to bring
Once your appointment is set up with your chosen Erie Agent, here is some of the information that you will need to bring in order to get an auto quote. First, it is very helpful if you bring a copy of your current policy with you. The policies give the Erie Agent valuable info such as your vehicles VIN’s, current coverages, deductibles, etc. Providing your current policy will also help the Erie agent spot any gaps of coverage and provide recommendations. Auto insurance policies are not all created equally, and changing policies is a great time to reassess your current coverage. Some of the other information that you will need are the full names of all the drivers in the house. All driver’s birthdays, and driver’s license numbers. We will also need to know your driving history including all accidents and violations in the past 5 years. Lastly, your Erie insurance agent will need to know what you use your vehicles for. For example, do you use your car for commuting, or business purposes such as realtors or uber and lift drivers, or are you provided a company vehicle and you use your vehicle for pleasure on the weekends?
The more information the better it is for everyone. The Erie insurance agent will be better prepared to provide you with the best auto insurance policy for you, and it will save you the headache of having to come back in with the information you didn’t come with the first time.
4) Evaluate the Erie Insurance auto quote
Once you provide all that data to the Erie Insurance agent, they will let you know if you qualify for an Erie Insurance auto policy and the premium associated with your vehicles. Once you have your quotes you can compare the premium to your current policy, and against quotes, you may have received from other agents.
It’s that simple! Research reputable agents near you, reach out to them, share your info, and evaluate the quote. We are the only Erie insurance agent in Lititz pa, we also have an office in Lancaster PA. We are an Erie insurance agent and specialize in superior customer service. Check out our google reviews and reach out if you would like an Erie insurance auto quote.